Get to know your credit profile
Understand your report, check for errors and know the difference between soft and hard searches.
Understand your credit
Car finance
Car finance.
Made simple.
Explore your options with a simple online enquiry.
No broker fee. We receive lender commission. Subject to status and income. 18+. Approval is not guaranteed.
What are you looking to drive?
Calculate your payments.
Choose an amount and term to see an estimate.
No credit search on this enquiry£1,000£50,000
Estimated monthly payment£376.68
Representative APR9.9%
Total payable£18,080.90
Total interest£3,080.90
Estimate only, not a quote. Assumes a fixed rate, no fees, no deposit or balloon payment, and monthly payments starting one month after borrowing. Final payment: £376.94. Your actual APR and payments may differ. Finance subject to status and income. 18+.
Representative example — calculation assumptions
Based on the 9.9% representative APR supplied by Kingsbridge UK. This fee-free example needs lender and compliance approval before public use.
- Cash price
- £15,000.00
- Deposit
- £0.00
- Amount of credit
- £15,000.00
- Duration
- 48 months
- Representative APR
- 9.9% APR
- Annual interest rate
- 9.9% fixed (effective; assumed)
- Other charges
- £0.00 (assumed)
- Monthly repayments
- 47 × £376.68
- Final repayment
- £376.94
- Total amount payable
- £18,080.90
Credit broker, not a lender. We receive lender commission. Missing payments may affect your credit record and lead to repossession.
Ways to finance your car
Hire Purchase (HP)
Spread the cost in fixed monthly payments. You own the car once all payments are made.
Find out morePersonal Contract Purchase (PCP)
Monthly payments with a larger optional final payment to own the car. Return conditions and charges can apply.
Find out moreThree simple steps
01
Enquire
Tell us about you and the finance you’re considering.
02
Explore
We’ll explain available options, costs and lender requirements.
03
Decide
Review your quotation. Only proceed if it’s affordable for you.
A little knowledge. More confidence.
All finance guides Stay in the driving seat.
Car finance, made clearer
HP or PCP? Understand ownership, final payments and what to check before you choose.
Explore your optionsBorrow with your budget in mind
Balance the monthly payment with the total cost — and leave room for everyday life.
Plan your borrowingYour rights matter
Get to know your agreement, your consumer protections and where to turn if something goes wrong.
Know your protectionsIndependent guidance, informed decisions. No credit search is performed by our initial enquiry form.
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No obligation to take out finance.